From 480 NAZ roof inspections + 2,800 contractor quotes
January-April 2026:
Pricing trends
| Component | Q1 2026 vs Q4 2025 | Q1 2026 vs Q1 2025 |
|-----------|--------------------|--------------------|
| Contractor labor | +3% | +7% |
| Asphalt shingle (GAF/OC/CT) | +1% | +4% |
| Standing-seam metal | flat | flat |
| Concrete tile | +2% | +5% |
| Synthetic underlayment | +4% | +8% |
| Permit fees (Yavapai) | +2% | +4% |
| Permit fees (Coconino) | +5% | +9% |
Total typical re-roof cost up 5-7% YoY in NAZ.
Demand trends
- Re-roof inquiries up 18% Q1 2026 vs Q1 2025
- Insurance claims up 22% (driven by April 2025 hail event +
proactive pre-monsoon claims)
- New-construction roofing flat
- Solar-shingle inquiries up 35% (small base; Tesla Solar
Roof drove most growth)
Material shifts
- Class 4 impact-resistant now 38% of asphalt installs (up
from 31% in 2025). Driven by insurance discounts.
- Standing-seam metal holding at 22% of NAZ installs.
Strongest in Williams + Flagstaff (snow zones).
- Concrete tile declining (28% → 25%). Cost gap to asphalt
widening.
- Cool-roof colors growing — 41% of asphalt installs
(up from 33%).
Insurance trends
- Average premium increase Q1 2026 renewals: 11% YoY
- Class 4 discount uptake by homeowners with new roofs:
67% (up from 52% in 2025)
- Claim denials trending UP — adjusters tightening on
"wear vs damage"
Code updates
- Coconino IRC 2024 now in effect (1/1/26) — 60 psf snow
load
- Yavapai 2025 amendment — ridge ventilation required on
tile installs 2/12+ pitch
- AZ ROC rolling out new contractor verification system —
"ROC ID" QR code by Q3 2026
What we expect Q3-Q4 2026
- Continued price pressure on labor + materials (5-8% YoY
growth)
- Insurance market tightening — more carriers exiting AZ
wildfire-exposure markets
- More Class 4 mandates — at least 2 carriers expected to
require Class 4 for new policies
- Solar shingle market growth — 30-40% YoY as Tesla scales
Bottom line for homeowners
- If you've been delaying a re-roof: prices keep climbing.
2026 likely cheaper than 2027.
- If you have older roof + want to insure cheaper: Class
4 install in 2026 likely cheaper than waiting.
- If you're storm-affected: file claims promptly + use AZ
ROC contractors only — adjusters tightening means clean
documentation matters more.