12 Questions to Ask Before Signing a Roofing Contract in AZ

Roofing contracts in AZ have specific requirements under the Home

Solicitation Sales Act + the AZ ROC code. Storm chasers know which

requirements they can skip without homeowners noticing.

Twelve questions that surface the difference.

License + insurance

1. "Can I see your AZ ROC license card?"

Verify the number on azroc.gov. Active = green check on the

state portal. Expired or suspended = walk away.

1. "Are you currently bonded? Can I see the bond certificate?"

AZ requires a $9K-$15K bond depending on classification.

Check the bond company + expiration.

1. "Are your workers covered by AZ workers' comp?"

If they're injured on your property without coverage, you can

be liable. Get certificate of insurance + verify it's current.

Contract specifics

1. **"Will the contract include detailed scope, materials by

brand + SKU, and a fixed price?"**

AZ contracts must include these. Vague "all materials needed"

language is a red flag.

1. "What's your payment schedule?"

Standard AZ practice: ~25% deposit, 50% on material delivery,

balance at completion. NEVER pay more than 50% before any work

is done. NEVER pay 100% upfront.

1. "What manufacturer warranty applies?"

Specific brand, length, transferability. Get it in writing.

1. "What workmanship warranty do YOU provide?"

AZ contractors typically warranty workmanship 2-5 years.

Get the duration + what's covered.

Timeline + change orders

1. "What's your start date + completion date?"

Get specific dates. "When the weather is right" = unenforceable.

1. "How are change orders handled?"

Written change orders, signed by both parties, before work.

Verbal change orders often spiral.

Insurance claim work

1. "Are you a public adjuster too?"

AZ law prohibits the same person being your contractor AND

your adjuster. If they say yes, walk away — that's a felony.

1. "Will you waive the deductible?"

AZ law (and federal law) makes it a felony for a contractor

to waive your insurance deductible. If they offer this, walk

away — it's insurance fraud you'd be participating in.

Lien waivers

1. **"Will you provide an unconditional final lien waiver

signed by all subcontractors and material suppliers?"**

Without this, a sub or supplier can place a lien on your

property if the contractor doesn't pay them. The lien

waiver is your protection.

What to do if answers are evasive

• "I'll send that later." Don't sign. Get it in writing first.
• "That's industry standard." Ask for specifics. Industry

standard isn't a contract.

• "You don't need to worry about that." Yes, you do.

Match with a contractor who answers all 12 →